www.LocaLoans.co.uk – review
Localoans.co.uk is specifically for homeowners. It is a part of the CCC company group. You can get loans amounting from £50 to £15,000. You get financial advice regarding home loans. The site has links to ‘Age concern debt advice’ and ‘BBC Finance’.
You have a full page where you are required to submit the details regarding your loan. You have to state why you require the loan, the loan amount that you require, your address and other things through which one can reach you, your employment details, etc.
LocaLoans.co.uk has an elaborate privacy statement. The privacy notice gives all the information about why they need your details and what they would do with it. The policy also makes sure that you get to know how you are located once you register to get a loan. Your IP address, time of visit, referring page, browser type and other related information gets transferred and all this is to stop any forgery. Cookies appear to keep a track of online activities. Also various Goggle advertisements pop up. From this website you can also apply for cash loans amounting to £400, same day loans, homeowner’s loans, debt help, and car loan or if you want a credit card.
You get the best offers with LocaLoans.co.uk. The criteria to get a loan are the very basic ones. You need to be 18 years of age and should have a full time job with a minimum salary of £750.
The charges are easy to understand and clear. The APR is huge but the website provides the necessary information about what APR really means and why you need not panic at the first sight. There are no other hidden charges applicable but the website states that it has the right to charge the fees if a customer defaults his/her payment without valid reasons.
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